Financial problems

This chapter explores the provision of care and considers possible future developments and the challenges around provision. We begin with a discussion of human resources, posing the question of whether the UK can satisfy the growing demand for carers, both informal and professional. We specifically examine the different types of carer: the self-carer, informal carers and professionals – social carers, nurses, and doctors, and the implications for health and social care policy and consider the implications for these carer roles in society.

Carers UK surveyed 4,282 carers between September 2010 and July 2011 to examine the financial pressures of caring, and these pressures have on carers' health. The sample included carers from the 4 nations of England, Wales, Scotland and Northern Ireland. This report presents the key findings. Carers identified the extra costs of caring, the need to cut back to save money, debt and worry due to financial hardship.

Throughout the 20th century women were more vulnerable to poverty than men which continues into the 21st century. These gender differences are explored in a chapter on gender, poverty and social exclusion in a volume giving the results of the millennium Poverty and Social Exclusion (PSE) Survey. Social exclusion exists where one or more of the social sub-systems is not functioning adequately - the economic, social and family and community systems.